Podgorica, (MINA-BUSINESS) – Compared with February, the average liquid assets of Montenegrin banks decreased by 8.42 percent to €1.33 billion at the end of March.

According to the statistics released by the Central Bank of Montenegro (CBCG), the average liquid assets increased by 4.65 percent year on year in March. 

The liquidity index of the banking system was above the required minimum in this period. 

At the end of March, the combined balance of all banks amounted to €7.85 billion, 0.83 percent more than in February, and 9.98 percent more than in the same period in 2025.  

In the overall structure of banks’ assets, the highest share was that of loans at 69.56 percent, securities at 16.91 percent, and cash and deposits with central banks at 10.04 percent, while other categories of assets accounted for 3.49 percent.

In the overall structure of liabilities, deposits had the highest share of 75.47 percent, followed by capital and loans at 13.48 percent and 7.62 percent, respectively. Other categories of liabilities accounted for the remaining 3.43 percent.

At the end of March, total bank capital amounted to €1.06 billion, up 0.81 percent from February and 14.2 percent year on year.